Knowing your Rights as a Paid Caregiver to Family
Caregiving has always been considered a fulfilling task, especially when it comes to caring for your family. However, it can be financially stressful because it can take up your time and energy, which you could have used in financially productive activities.
If you are a caregiver for a family member, you should know the various financial assistance possibilities available to you. These can come from the government, private organizations, social enterprises, or even your family.
Seek aid from a government-funded program
The US government sponsors several statewide and nationwide programs that provide financial assistance to caregivers.
Eligibility for these programs also makes you eligible for their specialized training programs. You may also be awarded a stipend in addition to being reimbursed for any expenses that you incur as part of caregiving.
In addition to this, you may also be eligible for other means of financial assistance as offered by Medicaid in your state. You can contact your local Medicaid office to find out more.
Seek aid from privately-funded programs
Programs based on medical conditions
Your local social worker can help you understand various programs that are privately funded, but exclusively designed for certain medical conditions. If you qualify, you may be eligible for a grant program, or even a stipend.
Programs funded by direct family
If you are a caregiver for family member, then hopefully the rest of your family understands that you are helping all of them out. To recognize your altruistic efforts, they may be open to reimbursing you financially through an inheritance, of some other creative means. Do not shy away from exploring this possibility.
In-home assistance may be a part of some insurance programs, especially if they are designed around long-term care. Contact your insurance agent to explore this possibility.
If you are not eligible for any of the above-listed programs, do not be disheartened. These are other programs to support in-home/full-time caregiving services for adults.
Department of Welfare
The welfare officer in your state/county can help you explore other possibilities available for caregivers, so you receive financial assistance in the form of cash, medical assistance, or even food subsidies.
Financial Assistance for Seniors (over 55)
The person you care for may be eligible to receive financial assistance for additional healthcare (like in-home care), housing costs and medication costs. Some portion of this assistance could be passed on you to as their caregiver.
Programs funded by Social Enterprises
Non-profit and social-service organizations often sponsor grants and other forms of financial assistance to caregivers. They may be designed based on a medical condition (such as a disability), limited to a particular county/state, or be associated with a particular form of employment. Contact your local social worker to find out more.
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